Mortgage and Home Repair Loans

North Central WV Community Action recognizes that safe and affordable housing is one of the most important steps in stabilizing a family and assisting their move toward self-sufficiency. North Central works diligently to provide loans to qualifying customers in every county to assist in both the purchase and repair of housing. Customers are assessed for eligibility and assisted with application for low-interest loans for either home purchase or home repair.

Group Workcamp

Group Workcamp is a collaborative program between North Central WV Community Action, The Group Workcamps Foundation of Loveland, Colorado, and local Boards of Education and Church Groups. Group Workcamp is a week-long activity that occurs in a different county every year and focuses on home repairs for low-income, elderly, and disabled individuals and families. Every year, approximately 70-80 homes are painted and receive minor repairs or new porches and wheelchair ramps. The work is coordinated by North Central WV Community Action and performed by over 400 youth volunteers who come from all over the United States. All building supplies are purchased locally and the youth volunteers and their chaperones live in local public schools during the week.

Affordable Housing

North Central WV Community Action staff work every year to secure funding for the construction of affordable housing for rental and purchase. Projects can be located in any of North Central’s nine counties, and locations are based on need and funding on an annual basis. North Central strives to provide low-income families with safe, clean, and affordable housing, realizing that housing is a core component in realizing the dream of each family to become self-sufficient.

On-site Systems Loan Program (OSLP)

The On-site Systems Loan Program (OSLP) provides low-cost financing for the elimination of non-point source pollution sites and to facilitate the connection to publicly owned treatment facilities. The OSLP program provides a low interest loan to fund repairs or replacement of existing on-site septic tank problems or costs of connecting to new sewer systems once they become available. Home Aeration Units (above ground) do not qualify for the program.

North Central offers Housing programs in the following counties:
Barbour, Greenbrier, Marion, Monongalia, Pocahontas, Preston, Randolph, Taylor, and Tucker

Contact Information
North Central WV Community Action
Housing Services

1304 Goose Run Road
Fairmont, WV 26554
(304) 363-2170 ext. 117 or (304) 457-3420
Fax: (304) 366-8846 or (304) 457-1367
zbrown@ncwvcaa.org
jpingley@ncwvcaa.org